In the second quarter of 2025, the Provincial Branch of the Vietnam Bank for Social Policies has done a good job of advising the Provincial People's Committee and the Board of Directors of the Vietnam Bank for Social Policies to direct the implementation of social credit policy; many synchronous and drastic solutions implemented to successfully complete the planning targets assigned by the Central and the province.
As of June 30, the total outstanding loans for credit programs were VND 5,458 billion, an increase of over VND 366 billion compared to 2024, completing 82.2% of the plan, a growth rate of 7.2%, the total number of customers with outstanding loans was 70,678 customers. Loan turnover in the first 6 months of 2025 was VND 1,011 billion, with 14,427 household receiving loans. The outstanding loans increased mainly for the following programs: supporting job creation, maintaining and expanding jobs increased by VND 284.9 billion; clean water and rural environmental sanitation increased by VND 158.4 billion...
The total local budget capital entrusted to the VBSP reached 445.9 billion VND, an increase of 143.7 billion VND compared to 2024, completing 143.8% of the central plan. The total capital mobilized from deposits of organizations and individuals reached 557.7 billion VND, an increase of 16.3 billion VND compared to 2024.
In addition, in the second quarter of 2025, the Provincial Branch of the Vietnam Bank for Social Policies focuses on consolidating and improving credit quality. Thanks to that, credit quality continued to be maintained, with overdue debt accounting for 0.064% of total outstanding debt. 7/11 units had an overdue debt ratio lower than the branch's average.
Regarding the tasks of the third quarter of 2025, the Provincial Branch of the Vietnam Bank for Social Policies sets out a number of specific targets to strive for, such as: total outstanding loans of credit programs reaching VND 5,560 billion or more, an increase of at least VND 100 billion compared to June 30, 2025; promoting for an overdue rate of less than 0.06% of total outstanding loans; maintaining 100% of transaction offices with good credit quality...
At the conference, delegates focused on discussing the existing problems, difficulties and obstacles in the process of deploying and implementing assigned targets and tasks. At the same time, they proposed and recommended solutions to effectively implement the tasks in the coming time.
On this occasion, 7 collectives were recognized as excellent labor collectives, 23 individuals were recognized as grassroots emulation fighters in 2024 by the General Director of the Vietnam Bank for Social Policies; 15 collectives and 155 individuals were commended by the Director of the provincial branch of the Vietnam Bank for Social Policies for completing their tasks well in the second quarter of 2025.
Source: https://baolangson.vn/chi-nhanh-ngan-hang-chinh-sach-xa-hoi-tinh-trien-khai-nhiem-vu-quy-iii-nam-2025-5052409.html
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