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Bank interest rates today 7/3/2025 increased sharply

Bank interest rates today, July 3, 2025, the market did not record any banks adjusting deposit interest rates. Meanwhile, interbank interest rates increased sharply compared to...

Báo Lâm ĐồngBáo Lâm Đồng03/07/2025

Bank interest rates today, July 3, 2025, the market did not record any banks adjusting deposit interest rates. Meanwhile, interbank interest rates increased sharply compared to last week.

According to the State Bank's announcement on the latest developments in interbank market interest rates, July 1, the average interbank interest rates at key terms all increased sharply compared to the announcement period last week (week of June 16-20).

Accordingly, overnight bank interest rates (the most popular trading term) increased to 4.84%/year, an increase of 2.62%/year compared to the previous week's reporting period.

One-week interbank interest rate increased sharply by 2.45%/year, to 4.97%/year.

The average interbank interest rate for 2-week term also increased by 0.92%/year, to 4.49%/year.

The average interbank interest rate for 1-month term increased by 0.57%/year, to 4.04%/year.

Notably, the average interbank interest rate for 3-month term was listed at 5.01%/year after increasing by 0.53%/year.

The 6-month interbank interest rate is 4.75%/year, up 0.6%/year.

Meanwhile, the average interbank transaction for the 9-month term did not arise, the average interbank interest rate for this term was still referenced from data on June 16 with an interest rate of 5.3%/year.

If in June the deposit interest rate market was quiet with only 5 banks adjusting, then in the first two days of July, two banks announced changes: Techcombank (increasing 0.1-0.2%/year for terms from 1-36 months) and Bac A Bank (decreasing 0.1-0.2%/year for terms from 1-36 months).

INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON JULY 3, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.4 5.5 5.7 5.5
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.1 5.6
GPBANK 3.95 4.05 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 3.75 4.65 4.65 4.85 4.85
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.4 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.6 3.7 4.6 4.6 5.1 5.1

Source: https://baolamdong.vn/lai-suat-ngan-hang-hom-nay-3-7-2025-bat-tang-manh-380955.html


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