Through the V20000 financial solution package, with a limit of 20,000 billion VND, interest rates from only 3.99%/year, along with a series of incentives on operations and consulting, business households can save tens of millions of VND to invest in infrastructure, human resources... to meet new regulations and open up opportunities for sustainable development.
Solving the capital problem, opening up breakthrough opportunities for business households
Decree 70/2025/ND-CP takes effect, business households are facing the requirement to digitize and professionalize operations when having to issue electronic invoices generated from cash registers and connect data with tax authorities. However, the investment cost to implement these changes can be up to tens of millions of VND - a huge amount for most business households. According to a survey, "increased initial investment costs" is one of the biggest difficulties that business households are facing in the process of complying with Decree 70.
The problem becomes even more complicated when many business households face obstacles in accessing traditional credit sources. Small scale, simple books, difficulty in proving income, lack of collateral, complicated and time-consuming loan procedures… are the “bottlenecks” preventing business households from accessing capital from banks.
Deeply understanding these concerns, Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has deployed a comprehensive solution package V20000, specifically designed to help business households easily access preferential capital sources, promptly implement conversion and optimize costs. With a total scale of up to 20,000 billion VND, this is one of the largest credit programs on the market today for this segment.
Specifically, for loans with collateral for production and business purposes, customers can access capital with interest rates starting from only 3.99%/year in the first three months. After the preferential period, business households can continue to borrow capital with an interest rate of only 3.2%. This is an unprecedented interest rate at VPBank and is up to 1.5% lower than the current interest rate schedule.
In addition to preferential interest rates, VPBank also addresses concerns of business households regarding loan procedures. The V20000 solution is designed to optimize the approval process: Compact documents, super-fast approval within 3 minutes, along with a "huge" limit of up to 20 billion VND. With this credit package, business households can confidently "not worry about lack of capital", proactively and flexibly implement Decree 70.
It can be said that the interest rate support policy from VPBank comes at the right time, promptly removing the cost problem that is weighing heavily on business households. Not only does it reduce immediate financial pressure, the savings from the loan package also acts as a "launch pad", opening up opportunities for breakthroughs.
A simple calculation shows that if you use up the 20 billion VND limit, you can save from 50 million to 75 million VND in the first 3 months - a number large enough to create a significant boost in business operations. With 75 million VND, a business household can implement many practical upgrades: Equip a cash register; accounting and sales software; recruit more staff; expand business operations; promote online sales channels... or prepare the necessary pieces to move up to become a business.
In addition, understanding that not all businesses own valuable assets to secure loans, VPBank also offers an unsecured loan package (USL), with interest rates reduced by up to 2% over the entire loan term compared to existing products.
In the spirit of companionship, the bank builds a credit product with a limit of up to 1 billion VND, with quick approval time and simple documents. If the limit is fully utilized, the business household can save up to 20 million VND per year.
Millions of dong in software promotions, Soundbox, cashback
To help businesses operate with peace of mind, VPBank also supports cutting millions of dong in digital transformation costs through a "5-in-1" solution set including: account - capital - tax - insurance - payment management.
The bank, in collaboration with technology partners, is sponsoring 70,000 free compliance packages including e-invoice software and digital signatures, worth up to VND1.2 million/package for eligible customers. At the same time, customers will also receive a Soundbox speaker to notify balance fluctuations or a refund of up to VND400,000 when using this device. In addition, the bank also implements an e-voucher refund policy of up to VND1 million/customer/month, depending on transaction frequency.
In addition, concerns about legal barriers, accounting experience, management of business households... will be resolved by VPBank through a series of livestreams, seminars and workshops, led by experts in the fields of finance - banking - operations.
It can be seen that each solution in the V20000 program is the result of a thorough research process and a deep understanding of the practical needs of customers. With the guiding principle of "Accompanying small traders, Steady steps to prosperity", VPBank not only provides capital, but also truly becomes a reliable friend of business households on the journey to prosperity.
For more details about the incentive package, to register for a loan, to receive free sales software or to receive consulting information, customers leave their information at: https://goihotrov20000.vpbank.com.vn/
Source: https://baolamdong.vn/vpbank-giai-bai-toan-nguon-von-mo-co-hoi-but-pha-cho-ho-kinh-doanh-381051.html
Comment (0)