Announcement of social housing loan interest rates for young people

The State Bank stipulates that the interest rate for loans to buy social housing for young people under 35 years old is 5.9%/year, and project investors borrow 6.4%/year, applied from July 1.

HUD's An Sinh social housing project in Chanh My Ecological Urban Area, Thu Dau Mot City ( Ho Chi Minh City). Photo: MP

The State Bank of Vietnam has just issued Documents No. 5312/NHNN-CSTT and 5313/NHNN-CSTT dated June 24, 2025, regulating interest rates for loans to buy social housing applicable from July 1 to December 31.

Accordingly, people under 35 years old who borrow to buy social housing will enjoy an interest rate 2% lower per year than the average medium and long-term VND loan interest rate of Agribank , BIDV, Vietcombank, Vietinbank in the first 5 years, equivalent to 5.9% per year. In the next 10 years of borrowing, the interest rate is 1% lower per year than the above average.

For projects under Resolution 33/NQ-CP, the State Bank stipulates the loan interest rate for buyers of social housing, workers' housing, and projects to renovate and rebuild old apartments at 5.9%/year; for project investors at 6.4%/year.

This interest rate applies to outstanding loans disbursed between July 1 and December 31.

LA (according to Tin Tuc newspaper)

Source: https://baohaiphongplus.vn/cong-bo-lai-suat-vay-nha-o-xa-hoi-cho-nguoi-tre-415463.html