Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBank ) has just adjusted its deposit interest rates down by 0.2 percentage points for all terms.
Accordingly, in this online home loan interest rate table, the interest rate is 2.95% for a term of 1-5 months; the interest rate is 4.6%/year for a term of 6 months. HDBank reduces the interest rate for a term of 7-11 months to 4.4%/year, the interest rate is 4.8%/year for a term of 12 months and the interest rate is 5%/year for a term of 13 months.
For the 15-month term, HDBank offers a deposit interest rate of 5.6%/year, and an interest rate of 5.5%/year for the 24-36-month term. The highest deposit interest rate of this bank is currently for the 18-month term at 5.7%/year.
Vietnam Construction Commercial Joint Stock Bank (CBBank) has also recently adjusted its deposit interest rate down by 0.4 percentage points for terms of 6 months or more.
Accordingly, in the online interest rate table, the bank reduced the interest rate to 4.5%/year for a 6-month term, 4.45%/year for a 7-11 month term and 4.65%/year for a 12-month term. For a term of 36 months or more, the interest rate offered by CBBank is 4.9%/year.
National Citizen Commercial Joint Stock Bank (NCB) has adjusted deposit interest rates for the third time this month for terms of 1-5 months and 12-60 months.
This bank has reduced the interest rate for 1-5 month terms by 0.2 percentage points to 3.6%/year, and the interest rate for 1-2 month terms by 3.7%/year. The bank listed the interest rate at 3.8%/year for 3-5 month terms. Similarly, NCB also reduced the interest rate for 15 month terms by 0.2 percentage points to 5.3%/year.
For interest rates at 12 and 13 month terms, the bank adjusted down 0.1 percentage points to 5.1-5.2%/year. NCB also reduced 0.1 percentage points for interest rates at 18-60 month terms to 5.6%/year.
Previously, Eximbank also adjusted interest rates down. Accordingly, the bank adjusted interest rates down from 0.2-0.4%. Specifically, for non-term deposits, customers with a daily balance of less than 5 million VND, the interest rate is 0.2%/year, customers with a daily balance from 5 million VND to less than 100 million VND will enjoy an interest rate of 0.5%/year.
For term deposit interest rates, the interest rate is 2.7%-2.9%/year for terms from 1 month to 2 months, the interest rate for 3-month terms is 3%/year and the interest rate is 3.3%/year for terms from 4-5 months.
The bank adjusted the interest rate to 3.8%/year for a 6-9 month term; 4.5%/year for a 10-11 month term. For a 12 month term, the interest rate is 4.8%/year; 4.9%/year for a 13 month term; 5%/year for a 15 month term. The interest rate for a 24-36 month term at the bank is 5.1%/year. The highest interest rate that Eximbank sets is for a 60 month term at 5.2%/year .
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