VPB O.Life+ - a product developed by OPES in collaboration with VPBank and MSIG, is a prominent name when supporting payment of up to 1.5 billion VND for critical illnesses right from the early stages.
When illness is not necessarily a death knell
In Vietnam, cancer is becoming a widespread "dark shadow" on the public health map. According to data from GLOBOCAN, in 2024, Vietnam will record about 191,000 new cancer cases and 126,000 cancer deaths, an increase of 4% compared to 2020. The Ministry of Health also announced that in 2025, the rate of adults with cardiovascular disease will account for 28% of the population, the number of people living with diabetes will exceed 5.5 million, and the rate of stroke in Vietnam is also the highest in the world.
These diseases not only reduce the life expectancy of Vietnamese people but also create a financial burden for patients with high treatment costs, directly affecting the quality of life and financial future of many families.
Notably, cancer is showing a trend of becoming younger, with the incidence rate in young people increasing. In men, the most common cancers are liver, lung, and stomach; in women, breast, lung, and colorectal cancers. This increase is largely due to causes such as environmental pollution, smoking, unhealthy diets, and prolonged stress in modern life.
However, what makes this disease a "death knell" for many people lies in another factor, which is the financial burden. A survey by the George Institute for Global Health shows that in Vietnam, up to 55% of cancer patients fall into financial crisis within just 1 year of being diagnosed. Of these, 66% have to borrow money to continue treatment, 24% have bankrupted their families , and nearly 10% have to mortgage their houses to pay for treatment.
According to recent statistics from the health sector, this situation is also shown, with about 1/3 of cancer patients not being able to afford to buy special treatment drugs after 12 months since being detected. About 22% of patients do not have enough money to pay for expenses, travel services and nearly 25% of patients' families fall into poverty, having to borrow from relatives and friends.
When faced with a cancer diagnosis, many people are not only shocked mentally but also devastated by the huge treatment costs. In this context, health insurance has become an important "shield", helping "cancer warriors" maintain their spirit and fight this disease firmly.
VPB O.Life+ has 4 flexible packages, with protection value from 350 million to 1.5 billion VND, suitable for the financial capacity of many customer groups.
VPB O.Life+: OPES's solid shield for critical illnesses
Faced with the increasing number of serious illnesses in Vietnam, especially cancer, stroke, cardiovascular disease and diabetes, the need for a financial solution to support timely and comprehensive treatment has never been more urgent.
Understanding this, OPES Insurance Joint Stock Company - an insurance company belonging to the financial ecosystem of Vietnam Prosperity Joint Stock Commercial Bank (VPBank) - has joined hands with MSIG Vietnam (a prestigious insurance partner from Japan) to launch the VPB O.Life+ insurance product - a solid shield for the health and finances of Vietnamese people.
VPB O.Life+ is specially designed for VPBank customers, with the goal of protecting participants against the risk of the most common critical illnesses today.
The outstanding advantage of the product lies in the high payout level of up to 1.5 billion VND, especially the ability to pay benefits right from the early stages of cancer, without having to wait until the disease has progressed severely. This is a big difference compared to many other insurance products on the market - bringing the advantage of "preemptive strike" to customers when time is a vital factor in cancer treatment.
Not only stopping at cancer, VPB O.Life+ also covers serious illnesses such as heart attack, stroke and diabetes (both type 1 and type 2) - chronic diseases that are increasing rapidly in Vietnam. The product also supports hospitalization allowance and pays death benefits in case of unfortunate events, helping the patient's family maintain a stable life.
Another plus point of VPB O.Life+ is the simple participation process, customers only need to answer 4 basic health questions instead of having to undergo a complicated medical examination. The product has 4 flexible packages, with protection values from 350 million to 1.5 billion VND, suitable for the financial capacity of many customer groups. The premium payment period is short from 12 months, the waiting period is only 90 days, and the participation age is extended from 1 to 57 years old, with renewal maintenance up to 65 years old - showing a comprehensive coverage orientation, especially suitable for both families with young children or the elderly.
"VPB O.Life+ is not simply an insurance product, but a comprehensive and in-depth financial solution. The product demonstrates our long-term commitment to accompany customers, helping them feel secure against major health risks and towards a stable and sustainable future," emphasized Mr. Nguyen Huu Tu Tri, Permanent Deputy General Director of OPES.
In the context of the health sector constantly warning about the rapid increase in critical illnesses in Vietnam, VPB O.Life+ is not only a financial solution - it is also a strategic choice, for each person to proactively protect themselves and their families before risks strike. When health is unpredictable, preparation is the most valuable thing. And VPB O.Life+ is that understanding and timely preparation.
Mr. Minh
Source: https://baochinhphu.vn/vpb-olife-tam-khien-bao-ve-cac-benh-hiem-ngheo-pho-bien-102250707153536115.htm
Comment (0)