Accordingly, the State Bank of Vietnam, Region 14 Branch, requested the branch directors of commercial banks in the area to continue promoting loans for social housing, workers' housing and renovation of old apartments according to Resolution 33/NQ-CP of the Government. In particular, for loans for young people under 35 years old to buy social housing, a more preferential lending policy will be implemented. Specifically, the lending interest rate is 2%/year lower than the average medium and long-term VND lending interest rate of 4 state-owned commercial banks ( Agribank , BIDV, Vietcombank, Vietinbank) in the first 5 years of borrowing (from the first disbursement date). In the next 10 years of borrowing, the lending interest rate will be 1%/year lower than the above average interest rate. The lending interest rate applied until June 30, 2025 is 6.1%/year. From July 1, 2025, the State Bank will periodically announce preferential lending rates every 6 months for commercial banks participating in the program. The capital to implement the program will be mobilized from banks that have registered to participate in the program for lending to social housing, workers' housing, and renovating old apartments according to Resolution 33/NQ-CP. List of participating banks. Of which, Agribank, BIDV, Vietcombank and Vietinbank each registered 30,000 billion VND; MB, Techcombank, VPBank, Tienphongbank and HDBank each registered 5,000 billion VND.
The State Bank of Vietnam, Region 14 Branch, requests the branch directors of the above-mentioned commercial banks to seriously implement the program. The units are responsible for reporting monthly on the progress and results of implementation, no later than the 7th of the month following the reporting month. The first reporting period begins in May 2025.
MINH HUYEN
Source: https://baocantho.com.vn/trien-khai-cho-vay-lai-suat-uu-dai-cho-nguoi-tre-duoi-35-tuoi-mua-nha-o-xa-hoi-a187276.html
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