Promote capital mobilization, increase outstanding debt safely and effectively

BHG - Capital mobilization is one of the key tasks. Since the beginning of the year, Agribank Dong Van has implemented many programs to attract idle cash flow from customers. Thereby, ensuring stability in the monetary market, meeting the transaction needs of organizations, businesses and people, contributing to promoting local socio-economic development.

In order to effectively mobilize capital from the population, Agribank Dong Van has implemented many programs and incentives for customers who are beneficiaries of policies, officials of the health andeducation sectors and other incentive programs. The annual savings program is organized by Agribank to increase the attractiveness of capital mobilization products, strengthen the connection between customers and the bank and contribute to promoting and enhancing the image, reputation and brand of Agribank in the market. With the characteristics of local people being mainly ethnic minorities, the officers and employees in the branch always equip themselves with knowledge and understanding of the people, culture, customs and practices of the people to be able to support, check and guide the use of loan capital accurately and effectively.

People transact at Agribank Dong Van.

Agribank Dong Van also promotes and advertises the content and benefits of deposit mobilization products. Encourages customers to open payment accounts and use the bank's products and services; improves the quality of payment services, implements good corporate culture in transactions with customers, creates trust, attachment, and long-term companionship. Local capital mobilization is also carried out in many forms, such as: Offering attractive interest rates, adjusting interest rates flexibly in accordance with regulations, introducing deposit products and services with many benefits for customers...

In addition to capital mobilization, Agribank Dong Van focuses on deploying and implementing credit programs, policies and preferential credit packages, maintaining a stable outstanding loan balance. Encourage customers to invest in priority areas under the direction of the Government, creating maximum favorable conditions for accessing credit capital. Apply capital mobilization interest rates and lending interest rates in accordance with the regulations of the State Bank and market developments, attract idle capital from organizations and residents, ensuring to meet capital needs for development investment. Continue to strictly control credit in areas with potential risks, ensure safe and effective credit activities; continue to reduce lending interest rates to support the economy through cost reduction, simplification of administrative procedures, increased application of information technology, and digital transformation. According to the unit's report, as of May 31, 2025, the total domestic capital source reached 460.9 billion VND; Of which, residential deposits reached 451.7 billion VND; total outstanding debt reached 754.8 billion VND.

Mr. Tran Huy Hoang, Director of Agribank Dong Van said: The unit always focuses on capital mobilization in many forms to maintain a stable and sustainable capital source. This is an important resource for the branch to promote lending, contributing to the recovery and development of the economy; improve service quality, improve image, build the bank's brand to create trust, increase mobilization from customers. At the same time, under the direct direction of Agribank, the unit promotes propaganda, widely disseminates information about banking products, services and forms, capital mobilization policies, attracting deposits to people to increase capital mobilization from the population.

Article and photos: My Ly

Source: https://baohagiang.vn/kinh-te/202506/day-manh-huy-dong-von-tang-du-no-an-toan-hieu-qua-92371bb/