According to statistics from Vietnam Social Security, in the first 6 months of 2025, in the context of facing many difficulties, the work of developing participants in social insurance, health insurance, and unemployment insurance continued to grow compared to the same period in 2024.
In which, basic health insurance coverage is completed according to the roadmap in the resolutions and documents set forth by the Central, National Assembly and Government.
In 2002, when Vietnam Social Security was assigned to organize and simultaneously implement both social insurance and health insurance policies, the whole country only had about 13.03 million people participating in health insurance.
After more than 20 years of directly organizing and implementing health insurance policies, Vietnam Social Security has made efforts and persistently implemented many solutions to increase the proportion of people enjoying the humane and superior health insurance policies of our Party and State.
By the end of June 2025, the whole country had more than 91.25 million people (excluding armed forces) with health insurance cards for health care.
This result creates a solid foundation to help Vietnam soon achieve the goal of universal health insurance; while according to statistics, some countries with developed economies take more than 40 years to achieve this goal.
The benefits of health insurance participants are increasingly expanded.
In recent years, people's health insurance benefits have continued to expand, especially according to regulations.
According to statistics, the number of people receiving health insurance examinations and treatments and the amount spent from the Health Insurance Fund have continuously increased. Since the Health Insurance Law No. 25/2008/QH12 took effect in 2009 until the end of 2024, the country has had more than 2,120 million people receiving health insurance examinations and treatments; the Health Insurance Fund has paid nearly 1 million billion VND for health insurance examinations and treatments.
In the first 6 months of 2025, the whole country had more than 95.59 million health insurance examinations and treatments at health insurance examination and treatment facilities, an increase of about 8.44% compared to the first 6 months of 2024. The estimated expenditure for health insurance examination and treatment at health insurance examination and treatment facilities was more than 76.1 trillion VND, an increase of about 14.8% compared to the first 6 months of 2024.
The increase in the number of people participating in health insurance, as well as the increase in the number of times nationwide, shows that the health insurance policy has become a significant financial resource contributing, together with the state budget, to the work of protecting and effectively caring for people's health.
In particular, in the context of increasing medical service prices (especially the cost of treating chronic diseases, serious diseases, etc.), the role of health insurance policies is becoming more practical and important to people than ever. In fact, many cases of patients with serious diseases, or long-term treatment with treatment costs up to hundreds of millions of VND, even billions of VND have been covered. Thanks to that, it has helped patients and their families reduce the financial burden so that they can continue to receive treatment with peace of mind and overcome difficulties.
Optimal control of health insurance fund for the benefit of patients
To ensure the safe and effective use of the Health Insurance Examination and Treatment Fund for the purpose of protecting the legitimate rights of health insurance participants, in the first 6 months of 2025, Vietnam Social Security has implemented the health insurance policy with many synchronous solutions, promptly grasping difficulties and obstacles in the implementation process, especially in the context of arranging and organizing the apparatus according to the new model; promptly paying all health insurance regimes and assessing and controlling the optimal costs of the Health Insurance Fund.
Vietnam Social Security has assigned the budget for health insurance examination and treatment to local Social Security immediately after receiving the Prime Minister's Decision on assigning the budget for health insurance examination and treatment in 2025.
At the same time, direct local Social Insurance to regularly evaluate, analyze, and notify medical examination and treatment facilities with high costs to strengthen measures to effectively manage the Health Insurance Fund. Timely detect, prevent, and coordinate with competent authorities to handle abuse and profiteering of the Health Insurance Fund.
Local social insurance agencies also regularly work, exchange and closely coordinate with the leadership team, doctors and nurses at health insurance examination and treatment facilities to join hands to achieve common goals for the benefit of participants and beneficiaries of the policy.
Source: https://baolaocai.vn/quyen-loi-cua-nguoi-tham-gia-bao-hiem-y-te-ngay-cang-duoc-mo-rong-post649550.html
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