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The world's youngest female billionaire has a "strange" lifestyle, no supercars or designer bags.

(Dan Tri) - "I don't need to prove anything. Truly rich people don't need to show off. They let their achievements and knowledge speak for themselves," said Lucy Guo, the world's youngest self-made female billionaire.

Báo Dân tríBáo Dân trí24/06/2025

In an era where wealth is often associated with supercars, expensive watches, or wardrobes covered in luxury logos, Lucy Guo, the world's youngest self-made female billionaire by 2025, chooses a completely opposite lifestyle.

This is the reason why this Asian-American girl has become a typical representative of the quiet luxury style (also known as "hidden wealth") that is increasingly popular among the global super-rich.

Nữ tỷ phú trẻ nhất thế giới có lối sống lạ, không siêu xe, túi hiệu - 1

Lucy Guo, the world's youngest self-made female billionaire by 2025, attends an event at the University of Waterloo in Canada.

From college dropout to world's youngest female billionaire

Lucy Guo (born in 1994) was a computer science student at Carnegie Mellon University, USA. However, instead of continuing to pursue an academic path, Lucy soon changed direction when she received a $100,000 Thiel Fellowship, a program that encourages students to start businesses.

She decided to drop out of school to start her career. In 2016, Lucy co-founded Scale AI, a company that provides training data for artificial intelligence. With its rapid growth rate, Scale AI was once valued at 25 billion USD (about 654,000 billion VND), helping Lucy (with 5% of shares) quickly join the billionaire club at the age of less than 30.

Not stopping there, she continued to establish the Backend Capital investment fund, and built the Passes platform, specializing in supporting content creators to develop their businesses.

By early 2025, Lucy Guo was recognized by Forbes magazine as the world's youngest self-made female billionaire, with assets of about 1.3 billion USD (about 34,000 billion VND).

Nữ tỷ phú trẻ nhất thế giới có lối sống lạ, không siêu xe, túi hiệu - 2

The girl who owns a fortune worth 1.2 billion USD has a "hidden rich" fashion style, not showing off.

Quiet luxury - Luxury is in the details

Despite her enormous wealth, Lucy Guo does not pursue a flashy lifestyle. On the contrary, she stands out thanks to her minimalist, low-key style, which sometimes makes others not think she is a billionaire.

Instead of buying a supercar or a billion-dollar watch, Lucy still uses an old Honda Civic, orders food through an app with discount codes, and buys affordable clothes from the Shein e-commerce platform.

This lifestyle is not because she lacks money, but because she values the true value of money and believes that spending lavishly does not make people "richer", either materially or spiritually.

On her personal page, Lucy once shared: “I don't need to prove anything. Truly rich people don't need to show off. They let their achievements and knowledge speak for themselves."

Lucy Guo's fashion style is a typical example of the quiet luxury trend, one of the rising trends in major fashion capitals such as Milan, Paris, and New York.

Nữ tỷ phú trẻ nhất thế giới có lối sống lạ, không siêu xe, túi hiệu - 3

Lucy Guo often chooses outfits with sophisticated designs and high-quality materials from brands for the super rich. These clothes are not full of logos, do not show off wealth.

Quiet luxury fashion style does not advocate showing off logos or brands. Instead, it is a combination of sophisticated design, high-quality materials and perfect tailoring techniques, but always discreet and elegant.

Lucy's expensive items are usually only used for important occasions. She favors designs from Loro Piana, The Row, Brunello Cucinelli or Jil Sander, luxury brands for the real elite, quiet, no logo but always standard.

She favors neutral suits, slim-fit dresses, or classic blazers paired with flats or suede boots.

No fancy accessories, no designer handbags, Lucy shapes the image of an intelligent, independent woman who doesn't need any "extraneous things" to affirm her personal value.

Live disciplined, work hard

Nữ tỷ phú trẻ nhất thế giới có lối sống lạ, không siêu xe, túi hiệu - 4

Lucy Guo has experienced skydiving 40 times, often climbs mountains, rides horses...

Behind Lucy's simplicity lies an iron discipline. Lucy Guo is known for her rigorous work and training regime. She has recorded 3,000 training sessions at Barry's Training Camp and has skydived 40 times.

She also regularly climbs mountains, rides horses, and meditates, considering them part of her lifestyle to maintain creativity and sanity.

She lives in two cities, Miami and Los Angeles (USA), in luxury apartments. But instead of showing off her living space, Lucy hardly shares anything about her house on social media. That is also a characteristic of the "hidden wealth" style, so that privacy is the most valuable asset.

In an era where flaunting wealth can help increase views, orders or followers, Lucy Guo chooses to do the opposite: quiet but effective, simple but not trivial. This image helps her gain the sympathy of the public, especially young people with a new lifestyle.

Photo : Character's Instagram

Source: https://dantri.com.vn/giai-tri/nu-ty-phu-tre-nhat-the-gioi-co-loi-song-la-khong-sieu-xe-tui-hieu-20250624131123927.htm


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