Bank interest rates today, July 4, 2025, recorded a sharp increase in Saturday and Sunday deposit interest rates, up to the highest level of 4.7%/year for a 3-5 month term after Eximbank updated the interest rate schedule applicable for the weekend.
Vietnam Export Import Commercial Joint Stock Bank (Eximbank) is the only bank that applies a separate interest rate schedule for customers who deposit savings online on weekends (Saturday and Sunday). This policy has been applied by Eximbank since 2024.
Online savings interest rates on weekends are always 0.1-0.5% higher per year, depending on the term, than the rates applied from Monday to Friday.
Notably, recently, Eximbank continued to increase interest rates for online deposits on weekends.
created, the online banking interest rate for interest paid at the end of the term for 1-2 months increased by 0.1%/year to 4.6%/year; the term for 3-5 months also increased by 0.1%/year to 4.7%/year. The bank interest rate for 6-9 months increased sharply by 0.4%/year to 5.4%/year.
Eximbank keeps the interest rates for the terms remaining unchanged: 12-15 month terms are listed at 5.2%/year, 18-36 month terms have the highest interest rate announced by the bank at 5.7%/year.
Eximbank also increased the interest rate accordingly for savings accounts choosing the monthly interest payment method, but it is still 0.2%/year lower than the above interest rate table.
Meanwhile, online savings interest rates when depositing money on weekdays remain the same.
specifically, the interest rate for savings with interest paid at the end of the term, 1-2 month term is 4.3%/year, 3-5 month term is 4.5%/year, 6-9 month term is 4.9%/year, 12-15 month term is 5.1%/year and 18-36 month term is 5.6%/year.
Similar to the bank interest rate applied on weekends, the weekly interest rate has a difference of 0.2%/year for all terms, between the two forms of receiving interest at the end of the term and receiving interest monthly.
According to statistics, Eximbank is currently the bank that maintains the highest deposit interest rates in the market for deposit terms of less than 6 months.
In addition, the highest interest rate at Eximbank can be up to 6%/year if customers participate in the savings product applicable to customers with Combo Casa.
structured, VIP customers and priority customers who deposit savings at the counter (Infinite account) will receive an interest rate of 6%/year for deposits with a term of 18-36 months. This highest deposit interest rate is currently 0.6%/year higher than that of regular accounts.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 4, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.8 | 4.1 | 5.25 | 5.35 | 5.5 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.1 | 5.6 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 5.3 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.45 | 3.75 | 4.65 | 4.65 | 4.85 | 4.85 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.4 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 6 | 6 |
| VPBANK | 3.6 | 3.7 | 4.6 | 4.6 | 5.1 | 5.1 |
Source: https://baolamdong.vn/lai-suat-ngan-hang-hom-nay-4-7-2025-gui-tien-ngay-cuoi-tuan-lai-suat-tang-vot-381042.html
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