Preferential loans for students, master's students, and biological researchers in STEM fields

On August 28, Deputy Prime Minister Ho Duc Phoc signed Decision 29/2025/QD-TTg on credit for students, master's students, and researchers in science, technology, engineering, and mathematics (STEM) to cover tuition, living expenses, and other study expenses during their studies.

Practice hours of teachers and students of Phu Tho College of Industry and Commerce.

Implementing the Prime Minister 's Decision and the direction of the Vietnam Bank for Social Policies (VBSP), the VBSP Phu Tho branch promptly directed the system of VBSP Transaction Offices in the area to implement the loan program in a timely and targeted manner based on Decision No. 29/2025/QD-TTg.

Accordingly, the loan subjects are students, master's students, and postgraduates studying STEM fields: Life sciences , natural sciences; Computers and IT; Financial technology; Engineering technology, engineering; Architecture and construction; Production and processing; Mathematics and statistics; Other key technology training fields as prescribed by law.

Regarding the maximum loan amount for a student, it includes all tuition fees; living expenses, other study expenses (maximum 5 million VND/month). The loan interest rate is 4.8%/year. The loan term includes: Loan disbursement period, time from the date the student finishes the course until the first repayment of the loan and the repayment period. The lending method is through households. For customers borrowing up to 500 million VND/student, no loan guarantee is required. Customers borrowing over 500 million VND/student must provide asset guarantees according to the provisions of law.

Hong Nhung

Source: https://baophutho.vn/cho-vay-uu-dai-doi-voi-hssv-hoc-vien-thac-si-nghien-cuu-sinh-hoc-nganh-stem-238860.htm