Bac A Bank offers preferential short-term loan interest rates for individual customers at the end of the year

Anticipating urgent financial needs for life as well as production and business at the end of the year, Bac A Commercial Joint Stock Bank ( BAC A BANK ) has launched a preferential credit program "Preferential loans - Flexible interest rates" for individual customers to contribute to connecting customers with abundant capital sources with competitive capital costs and dedicated care services. From October 8 to the end of December 2024, individual customers who need to borrow capital for production, business or consumption at BAC A BANK will be applied a preferential interest rate of only 5.59%/year. This preferential interest rate is considered practical for those who need to use capital for business and spending at a time when the market tends to be more vibrant at the end of the year. Flexible interest rates also help customers to be proactive in capital usage plans, arrange cash flow in accordance with their needs and optimize costs.

BAC A BANK's preferential loan interest rate program applies to the bank's diverse credit product portfolio, from products such as Loans for additional capital serving production and business; Loans for planting and caring for industrial crops; Agricultural loans for growing vegetables, flowers, and fruits; Loans for investing in assets serving production and business. In addition, there are many essential personal consumer loan products such as: Consumer loans with collateral; Loans for buying cars; Loans for buying real estate with ownership certificates; Loans for buying real estate in housing construction investment projects; Loans for home construction and repair; Loans to support study abroad expenses.

The conditions for application approval are relatively "easy", only need to have good credit quality meeting BAC A BANK's regulations and have a debt disbursement contract during the Program implementation period.

BAC A BANK's loan product portfolio "covers" relatively fully the needs of customers, plus a streamlined approval process - not to mention that in cases where customers simultaneously use many BAC A BANK products and services, they also enjoy additional incentives. "Following the general trend as well as closely following the direction of the State Bank, Bac A Commercial Joint Stock Bank continuously implements programs to promote access to cheap and fast capital sources for individual customers. In addition to competitive incentives on interest rates and service fees; BAC A BANK is confident that it can bring customers a dedicated service experience with a team of enthusiastic and experienced specialists to optimize customer benefits. For customers in need of capital, one of the conditions to be able to maximize loan capital is to have responsible credit officers accompanying them" , shared a representative of BAC A BANK. As of October 2024, BAC A BANK's network of branches and transaction offices has reached 178 points in 44 provinces and cities nationwide. The widespread development of the network contributes to creating conditions for individual customers to easily transact as well as receive advice and support from BAC A BANK on products and services that meet their diverse financial needs. For detailed information, please visit the website www.baca-bank.vn, contact BAC A BANK branches/transaction offices or Customer Service Center 1800 588 828. Source: https://daibieunhandan.vn/bac-a-bank-uu-dai-lai-suat-vay-ngan-han-danh-cho-khach-hang-ca-nhan-dip-cuoi-nam-post395779.html