SBV Branch Region 10 performs the function of state management of currency, banking and foreign exchange activities in Khanh Hoa and Lam Dong provinces. By the end of June, capital mobilization in the whole region reached VND393,530 billion, an increase of VND38,405 billion, equivalent to an increase of 10.81% compared to the beginning of the year. Of which, capital mobilization in Khanh Hoa province was VND174,744 billion, an increase of 9.74%. Outstanding loans reached VND544,223 billion, an increase of VND20,330 billion, equivalent to an increase of 3.88% compared to the beginning of the year. Of which, Khanh Hoa had outstanding loans of VND193,464 billion, an increase of 4.9%. Credit capital is focused on production and business sectors, especially priority sectors of the Government. The gold market, foreign currency, and payment system promptly meet the needs of people, businesses, and tourists. The bad debt ratio of the whole area is 2.33%, an increase of 0.46% compared to the end of 2024.
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| Working scene. |
Representatives of some credit institutions in the area have made recommendations on the impacts affecting banking activities in the past time such as: Planning in some places in the provinces in the region has many fluctuations, causing difficulties in the process of determining land prices when receiving collateral as land use rights; the situation of decreasing customer groups such as administrative units, organizations, cadres, civil servants, public employees and workers of administrative agencies and public service units when merging and streamlining the apparatus; the implementation of the 120,000 billion VND credit program for social housing loans has achieved low results due to the very small number of social housing projects eligible for announcement...
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| Representative of a credit institution branch speaking at the meeting. |
Speaking at the meeting, Mr. Doan Thai Son directed the State Bank of Vietnam Branch Region 10 to quickly stabilize the organizational structure to put it into operation; regularly monitor closely the developments, socio -economic and monetary situations, and banking activities in the region to promptly handle and advise on tasks within the scope of assigned functions and tasks. At the same time, review and assign members of the leadership to monitor each locality, participate in steering committees as required by the province; develop coordination regulations with local authorities, ensuring smooth implementation of activities; proactively coordinate with departments and branches to implement bank-enterprise connection programs, credit programs, etc., contributing to promoting local economic growth; strengthen monitoring, management, inspection, examination, and supervision of the operations of credit institutions and people's credit funds in the area.
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| Deputy Governor of the State Bank of Vietnam gave a speech at the meeting. |
Credit institutions in the area need to strictly comply with the regulations and instructions of the State Bank on currency and foreign exchange; increase credit growth safely and effectively, direct credit to production and business sectors, priority sectors and economic growth drivers; continue to implement solutions to remove difficulties, create favorable conditions for people and businesses to access bank credit capital; resolutely implement solutions to improve credit quality, prevent and minimize bad debt...
H.DUNG
Source: https://baokhanhhoa.vn/kinh-te/202507/doan-cong-tac-cua-ngan-hang-nha-nuoc-viet-nam-lam-viec-voi-ngan-hang-nha-nuoc-chi-nhanh-khu-vuc-10-4510936/
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