Director of the Social Policy Bank branch in Lang Son province, Nguyen Thi Phuong, said that after implementing the administrative boundary arrangement and the "immediate" direction of the General Director of the Social Policy Bank, the Social Policy Bank branch in Lang Son province still retains 10 transaction offices in the old districts and continues to maintain the operating network as before. Currently, we have built solutions to ensure that transaction activities are not interrupted or disrupted, all activities remain normal to best serve the people.
Director Nguyen Thi Phuong added that, first of all, the Lang Son branch will continue to maintain the stability of 194 commune transaction points as before. The network of transaction points and transaction schedule will remain the same as before the administrative unit arrangement.
Accordingly, we prioritize arranging transaction locations at the headquarters of the People's Committee of the old commune, ward, or town (before the merger). In case it is not possible to arrange at the People's Committee of the old commune, we will arrange at the cultural house, ensuring maximum convenience for people when coming to transact, avoiding having to travel far or change financial habits.
The Bank for Social Policies has a specific activity focusing on serving the poor and other policy beneficiaries, with a wide transaction network in communes across the province, creating favorable conditions for people to access preferential loans.
From July 1, implementing the plan to rearrange administrative units and build a 2-level local government model, Lang Son province has 65 communes and wards under the province.
In order to ensure that policy credit sources are not interrupted, the branch of the Social Policy Bank of Lang Son province has advised the Provincial People's Committee to issue a document directing relevant agencies and units on a number of contents related to policy credit activities after implementing the two-level local government.
Regarding the merger, the unit implemented lending in 5 communes with outstanding loans of 393 billion VND for 5,016 borrowers. Director of the Transaction Office of the Bank for Social Policies Van Lang Ly The Cong said that to ensure the rights and convenience of people when accessing preferential credit policies, the unit continued to maintain 17/17 transaction points in the communes as before. At the same time, the unit also maintained the operation of 176 Savings and Loan Groups; the address information of the people was also automatically updated by the bank according to the new commune, people did not need to re-declare or perform any additional procedures.
Together with other units in the branch, currently, the Social Policy Bank Transaction Offices are proactively developing operational plans suitable to the situation of each locality, ensuring that disbursement, debt collection, interest collection, etc. activities take place smoothly.
In addition, to help people grasp the situation promptly, the Director of the Social Policy Bank branch in Lang Son province has directed the Transaction Offices to immediately and closely coordinate with the People's Committees of communes and socio-political organizations that have been entrusted to notify about the transaction location, fixed transaction schedule, transaction time, and list of villages belonging to the transaction point so that the management board of the Savings and Loan Group and customers can grasp and come to the transaction.
In particular, the transaction offices coordinate with the People's Committee of the new commune to create favorable conditions for customers in confirming loan applications and authorization procedures to ensure that there are no problems with administrative procedures.
Mr. Trieu Duc Dung - Chairman of the People's Committee of Khanh Khe Commune, Lang Son Province informed that Khanh Khe Commune was merged on the basis of 3 communes Xuan Long, Binh Trung of Cao Loc District (old) and Khanh Khe Commune, Van Quan District (old). Currently, the total outstanding loan program of the commune is nearly 90 billion VND, with over 1,000 households borrowing.
“To help people access preferential loans, we create conditions and arrange locations for Van Quan transaction offices to schedule fixed transactions at the headquarters of Binh Trung, 'old' Xuan Long and Khanh Khe communes. At the transaction points, we arrange space for working and post public signs to promote policy credit. In addition, the Commune People's Committee also closely coordinates with the Commune Police to implement a protection plan at the transaction points of the Social Policy Bank to ensure the safety of people and property during transactions,” said Mr. Dung.
Maintaining the transaction network as before the merger has helped poor households and other policy beneficiaries in the province not have to travel far, creating stability and peace of mind in accessing loans. Up to now, the total outstanding loan programs of the Social Policy Bank branch in Lang Son province is over 5,400 billion VND, with more than 90,400 borrowers, the average outstanding loan per commune after the merger is 84 billion VND/commune.
Ms. Dinh Thi Hieu in Hamlet 6, Khang Chien Commune said: “My family borrowed capital from Trang Dinh Social Policy Bank from 2022 to invest in planting and caring for forests. From July 1, Khang Chien Commune merged with the 'old' Trung Thanh and Tan Minh Communes, the headquarters of the Commune People's Committee is located in the 'old' Trung Thanh Commune, more than 20km from my house. After the commune merger, Trang Dinh transaction office continues to conduct transactions at the old commune transaction point, so I feel very secure and convenient because I don't have to go far."
Merging administrative units is an inevitable process in streamlining the apparatus and improving the effectiveness of State management. The timely and effective solutions of the Lang Son branch of the Social Policy Bank in particular and the Social Policy Bank system in general will ensure that policy credit activities are maintained continuously and stably.
In the coming time, the Lang Son branch of the Social Policy Bank will organize training for the Chairman of the People's Committee of the commune and the officers of the political and social organizations entrusted with social policy credit activities, ensuring that the local staff have a firm grasp of the professional and policy credit procedures. Thereby, helping people access policy capital in the most convenient way to develop the economy , improve their lives, enrich themselves legitimately, contribute to the socio-economic development of the country, reduce poverty sustainably, build new rural areas, and be ready to step firmly into the new era.
Starting from July 1, the two-level local government model (including provincial and communal levels) officially came into operation. In order to maintain stable, continuous and effective policy credit activities in the new period, with the motto of "Understanding the people's hearts, serving wholeheartedly", the Social Policy Bank system nationwide continues to maintain its operating method, keeping the old commune transaction points and Savings and Loan Groups intact, without affecting people's access to capital.
Source: https://www.vietnamplus.vn/dam-bao-von-tin-dung-chinh-sach-khong-gian-doan-sau-sap-nhap-post1048345.vnp
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