Bank interest rates today June 30, 2025: Three banks list the highest interest rates

On the last day of June, no additional banks were recorded adjusting deposit interest rates.

According to statistics, only 6 banks changed their deposit interest rates in June, including: HDBank and GPBank adjusted their rates up; LPBank, Bac A Bank and VPBank reduced their interest rates.

Meanwhile, NCB Bank has just increased interest rates for some terms, but at the same time also reduced them for some other deposit products.

According to the current interest rate table, the highest rate on the market is 6.1%/year, but only 3 banks list rates from 6%/year or higher.

Specifically, Bac A Bank listed an interest rate of 6.1%/year for term deposits of 18-36 months, with interest paid at the end of the term. However, this highest interest rate is only applied to deposits over 1 billion VND.

For savings accounts under 1 billion VND, Bac A Bank is applying a deposit interest rate of 5.9%/year for terms of 18-36 months.

At HDBank , the interest rate for 18-month term deposits at the counter, with interest paid at the end of the term, is listed by the bank at 6%/year.

For online deposit interest rates, HDBank lists a bank interest rate of 6%/year for 15-month term deposits (interest paid at the end of the term) and the highest deposit interest rate of up to 6.1%/year for 18-month term deposits.

The third bank listed at 6%/year is Vikki Digital Bank Limited (Vikki Bank).

Accordingly, from March 12 to now, Vikki Bank has applied an online deposit interest rate of 6%/year for savings deposits with terms of 13 months or more. This is also the highest deposit interest rate among Vikki Bank's deposit products.

ONLINE DEPOSITS INTEREST RATES AT BANKS ON JUNE 30, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.9	4.2	5.35	5.45	5.6	5.9
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.1	5.6
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.5	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.6	3.7	4.6	4.6	5.1	5.1