According to the agreement, VPBank will cooperate with HouseNow in providing a fully automated solution for searching and borrowing money to buy apartments with attractive interest rates, starting from only 6%/year. Customers can borrow up to 80% of the apartment value, with a loan term of up to 35 years.
This loan package is available to all HouseNow customers, including first-time homebuyers and real estate investors. After finding a suitable apartment on the HouseNow app and thanks to a loan, customers only need to enter information into the form right on the app. The system will automatically transfer information about the customer's loan needs to the VPBank Race system - VPBank's automatic loan approval application to check the information and approve.
Representatives of VPBank and HouseNow at the Signing Ceremony
VPBank is currently a pioneer bank with an automatic loan approval system, using API (Application Programming Interface) - a technology that helps applications connect and share information directly with HouseNow's system. With this technology, VPBank's loan appraisal and approval time is super fast, only from 1 minute. Customers will receive the disbursement for the loan package within just 2 days from the date of completing the application.
Mr. Tran Phuoc Bao, co-founder of HouseNow, shared: "The dream of settling down for young Vietnamese people is not only about finding a suitable house, but also about the financial ability to realize that dream. HouseNow is not simply a home-finding application, but a platform that accompanies us throughout the settlement journey, including the financial aspect. The cooperation with VPBank is part of that commitment, bringing technology closer to real needs, helping young people shorten the path to owning their first home."
VPBank representative said that with the cooperation between VPBank and HouseNow, customers can easily own the apartment they want with available financial solutions. "VPBank is ready to accompany customers long-term with home loan policies suitable for all needs and is committed to providing the most flexible and optimal financial solutions for customers," the representative said.
HouseNow Joint Stock Company is a technology start-up in the real estate sector. More than a home-finding application, HouseNow focuses on the quality of listings and user experience, making the search for quality, suitable real estate faster, more intuitive and easier to decide. In the future, HouseNow hopes to continue to expand utilities related to personal finance and real estate after-sales, aiming to become a "one-touch" platform for all housing and investment needs of Vietnamese people.
Mr. Minh
Source: https://baochinhphu.vn/vpbank-va-housenow-trien-khai-goi-vay-mua-nha-lai-suat-tu-6-102250704160935945.htm
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