Cashless payment has become a habit of the majority of people and businesses. Not only does it help transactions be convenient and fast, when using credit cards for payment, businesses also benefit greatly from these transactions.
In recent years, people and businesses have gradually become accustomed to cashless payment methods. Just by using digital banking services, e-wallets or holding a credit/debit card in hand, paying for essential needs such as electricity, water, phone bills, bus/train/airline tickets, paying tuition fees, shopping for goods, etc. has become quick, convenient and easy.
For businesses, especially small and medium enterprises (SMEs), in addition to the need to pay for regular expenses such as advertising costs, business trips, service payments, office expenses, etc., optimizing cash flow and controlling costs is a top priority. Therefore, many businesses have calculated and considered using financial products that bring "double benefits" to themselves.
Grasping this need, banks have continuously introduced initiatives and digital financial solutions to help businesses optimize costs and generate profits from their own cash flow. One of the breakthrough products at this time is the SeABiz Ultra Cash debit card of Southeast Asia Commercial Joint Stock Bank ( SeABank ).
Customizable cashback up to 1%/month
According to a representative of SeABank, the SeABiz Ultra Cash card promises to open a “new era of cashback” because for the first time, cashback for businesses is customized according to cash flow: the more transactions, the higher the balance, the bigger the cashback. Businesses will receive the highest cashback rate of up to 1%/month, with a maximum cashback of 5 million VND. This means that the more money is transferred through the card for payment, the more significant cashback the business accumulates.
Not to mention, all payment transactions of the business are refunded, regardless of transaction type or payment channel, from operating costs, purchasing supplies, paying for services to daily expenses. This mechanism not only helps businesses save costs but also creates a source of compensation from their own business activities. Instead of letting cash flow sleep, SeABiz Ultra Cash turns cash flow into a profitable driving force, helping businesses optimize financial resources.
Foreign exchange fee only 1%
For businesses operating in the fields of import and export, logistics, technology or frequently having international transactions, the SeABiz Ultra Cash card also brings significant advantages with a foreign currency conversion fee of only 1%. This is a big plus point that helps businesses save significantly on costs when making international payment transactions.
For example, for businesses running multi-platform advertising, applying a fee of only 1% for foreign currency transactions and free VND transactions helps businesses have more "support" to pay for advertising campaigns on international platforms, thereby creating conditions for businesses to expand the market and increase brand presence.
In addition, the annual fee of the SeABiz Ultra Cash card is quite competitive and there are often attractive promotions such as free first year, refunds for the following years, helping businesses minimize card issuance and maintenance costs.
Tight financial control, flexible decentralization
In addition to the cashback benefit, the SeABiz Ultra Cash card is also an effective financial control tool, especially suitable for SME models that require decentralized management. Specifically, businesses can easily set spending limits for each sub-card, lock/unlock cards according to permission levels and track each transaction in detail through the SeANet/SeAMobile Biz e-banking platform. This allows business owners to closely control expenses, limit risks and optimize financial management efficiency.
In addition, with the ability to issue sub-cards and clear authorization, SeABiz Ultra Cash is the ideal solution for businesses with many departments, branches or staff who regularly spend money to serve business activities.
It can be seen that SeABiz Ultra Cash corporate debit card is not only a means of payment but also a comprehensive financial solution, helping SMEs manage cash flow scientifically, proactively and create profit leverage. The launch of a debit card with many outstanding features shows that SeABank is striving to meet the needs of businesses, supporting businesses to overcome difficulties and challenges in the competitive business context, thereby contributing to the overall development of the economy .
Source: https://baolamdong.vn/the-seabiz-ultra-cash-cua-seabank-loi-ich-kep-cho-doanh-nghiep-382254.html
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