In the context of international trade activities undergoing many changes, the need to access flexible financial solutions and optimal costs is becoming increasingly urgent for import-export enterprises and enterprises with foreign direct investment (FDI). In order to accompany the business community in minimizing costs and improving operational efficiency, Prosperity and Development Joint Stock Commercial Bank (PGBank) has launched a comprehensive incentive package on transaction fees, foreign exchange rates, loan interest rates and banking services.
The program is applied throughout the PGBank system until September 17, 2025, for corporate customers operating in the fields of import-export and FDI. Specific incentives include:
• Transaction fee incentives:
o Free money transfer for the first month for new customers;
o 100% free of fees for receiving money from abroad;
o 40%–50% reduction in international money transfer fees and documentary credit payment fees;
• Competitive foreign exchange rates:
o Up to 80 points off listed rates.
• Preferential loan interest rates:
o Interest rates are 0.5% to 1% lower per year than normal interest rates, applied to each loan term.
• Other service fee incentives:
o Free to open a beautiful account number, free to pay salaries for businesses;
o Free issuance of F-card - a specialized debit card for paying for gasoline at the Petrolimex system.
PGBank representative said: "We understand that financial costs and transaction speed are key factors in the operation chain of import-export enterprises. With this preferential package, PGBank wishes to accompany customers in optimizing cash flow, effectively controlling costs and expanding international markets sustainably."
Source: https://phunuvietnam.vn/pgbank-trien-khai-goi-uu-dai-tai-chinh-toan-dien-danh-cho-doanh-nghiep-xuat-nhap-khau-va-fdi-20250711113750826.htm
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