Which bank has an interest rate of over 7%/year?

Statistics from May 12 to June 13 show that the personal deposit interest rates of 36 domestic banks are stable and have little fluctuation. Only 7 banks adjusted their interest rates, of which 5 banks adjusted their interest rates down and 2 banks adjusted their interest rates up for some terms.

Specifically, 3 banks reduced interest rates (both at the counter and online) with a slight decrease (0.1-0.2%/year), in which, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) reduced 0.2%/year for terms of 3-36 months, bringing the highest interest rate at VPBank to 5.5%/year for terms of 24-36 months deposited online, with an amount of 10 billion VND or more. Two banks reduced online deposit interest rates (a decrease of 0.1-0.2%/year) including: Orient Commercial Joint Stock Bank (OCB) and Military Commercial Joint Stock Bank ( MBBank ), so the highest interest rate at MBBank is 5.8%/year for terms of 24-60 months deposited online, with a deposit amount of over 1 billion VND.

Among the banks that increased interest rates, Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBank ) increased 0.6%/year for a 9-month term (both at the counter and online) to 5.2%/year at the counter and 5.3%/year online. Currently, the highest rate at this bank is 6.1%/year applied for an 18-month term online.

Which bank is mobilizing the highest savings interest rate? Illustration photo

Global Petroleum Commercial Joint Stock Bank (GPBank) slightly increased 0.2%/year for 1-3 month term to 3.45-3.55%/year. Currently, the highest rate at this bank is 5.95%/year for 13-36 month term, deposited online.

Thus, after some banks adjusted up and down personal deposit interest rates (interest received at the end of the term), currently, with deposits of VND 500 billion or more, there are 5 banks maintaining interest rates from 7.0%/year including: Maritime Commercial Joint Stock Bank (MSB), Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), Vietnam Public Joint Stock Commercial Bank (PVCombank), VikkiBank Digital Bank, An Binh Commercial Joint Stock Bank (ABBank).

With deposits under 500 billion VND, the highest interest rate in the system is 6.1%/year at BacABank, term 18-36 months, deposited at the counter and HDBank, term 18 months online.

For terms of 6 months, 9 months, 12 months, the highest interest rates are 5.65%/year, 5.75%/year, 5.95%/year, respectively, all at GPBank, deposited online.

Source: https://hanoimoi.vn/lai-suat-huy-dong-tren-7-nam-thuoc-ve-ngan-hang-nao-706404.html