Techcombank Investment Conference 2025: Vision for a "New Vietnam"

(Dan Tri) - More than 500 domestic and international financial experts and investors attended the Techcombank 2025 Investment Conference on the morning of July 9 in Hanoi, sharing a common perspective on the topic "New Vietnam: Vision of value creation".

Creating a transparent, equitable, growing and inclusive economy

Opening the conference, Mr. Jens Lottner, CEO of Techcombank , assessed that Vietnam is entering a strategic phase, requiring economic restructuring, developing potential areas and supporting small and medium enterprises. He affirmed that Techcombank is committed to accompanying the transformation process, from attracting capital, promoting digitalization to creating sustainable value, and expressed his hope that the conference will bring practical benefits to investors, customers and partners, together creating growth and outstanding value.

Speaking at the event, Deputy Prime Minister Ho Duc Phoc said that Vietnam is striving to achieve the goal of becoming a high-income developed country by 2045. In 2025, the world economy is volatile and competition is increasingly complex, Vietnam has demonstrated its ability to overcome challenges firmly, achieving a growth rate of 7.52% after 6 months. In parallel, Vietnam has been developing a series of large infrastructure projects such as Long Thanh airport, Saigon port, expressways and high-speed railways.

Deputy Prime Minister Ho Duc Phoc pledged that the Government will accompany the domestic and foreign business community to bring prosperity to Vietnam.

"The Government is committed to accompanying domestic and foreign investors. We call on investors to actively invest in high-tech, service, and financial sectors, and exploit the potential of a fast-growing market with a majority of young people. The Government will create a transparent, fair, growing, and inclusive economy. We are committed to treating all economic sectors equally, standing side by side and together removing difficulties, promoting market development," said the Deputy Prime Minister.

Deputy Minister Phan Thi Thang, representing the Ministry of Industry and Trade, pointed out three key economic pillars identified by the Ministry to take advantage of opportunities and overcome current challenges, including processing and manufacturing industry; sustainable energy and digital trade and services. “Vietnam is facing new opportunities to make breakthroughs, and can completely turn challenges into opportunities,” Ms. Thang expressed.

Deputy Minister of Industry and Trade speaks at Techcombank Investment Conference 2025.

Meanwhile, Dr. Tamara Henderson, senior economist at Bloomberg, assessed that Vietnam is in a favorable position in the global supply chain thanks to low production costs, a young population and stable policies. “Vietnam has been one of the fastest growing economies in the world over the past decade, and there is still a lot of room for growth,” Ms. Henderson said.

Bloomberg experts assess that Vietnam still has a lot of room for development.

According to her, the world is facing many difficulties, including climate change, national tariffs and rapid digital transformation. Bloomberg experts highly appreciated Vietnam's efforts in promoting sustainable energy use and increasing national competitiveness, and recommended that Vietnam invest more heavily in human resource training and take advantage of fiscal space in a prudent and strategic manner.

Unlocking potential, driving national growth

At the first discussion session with the theme "New Vietnam: Unlocking economic potential, strategies to promote national growth", Mr. Bui Hoang Hai - Vice Chairman of the Securities Commission - commented that the legal system of the stock market is having many positive changes, especially in facilitating foreign investors.

Speakers participating in discussion session number 1.

On the banking side, Deputy Director of the Department of Credit for Economic Sectors, Mr. Tran Anh Quy, said that this sector, with the active participation of credit institutions such as Techcombank, is making a significant contribution to the implementation of the National Green Growth Strategy.

Meanwhile, Mr. Danny Le, CEO of Masan Group, said that international investors see clear opportunities as Vietnam promotes the application of new technologies such as artificial intelligence (AI) and blockchain. For the retail industry in particular, to be effective, it is necessary to understand young consumers, through building a complete solution model, in combination with banks. The company is currently cooperating with Techcombank to develop an agent banking model, integrating financial products into the retail ecosystem to better reach the mass customer group.

In the second session with the theme “Empowering Vietnam’s digital future”, Mr. Nguyen Xuan Minh - Chairman of the Board of Directors of TCBS - commented that digital platforms, AI and blockchain are changing the way assets are managed, expanding market access for investors. He said that since the end of 2024, blockchain has been identified by the Government as a key technology, with pioneering units such as TCB and TCBS.

Discussion session number 2 focuses on sharing about new types of assets in the economy.

Also at this session, the Director of the Department of Information Technology and Communications pointed out three trends that will shape the digital economy, including personalizing financial experiences based on AI and Big Data; tokenizing assets via blockchain; and borderless, intermediary-free transactions. He affirmed that the newly issued Law on Digital Technology Industry has created a legal corridor for digital assets, bringing more than 21 million crypto asset investors in Vietnam out of the legal "gray zone".

Breakthrough thinking for breakthrough growth

Assessing the volatile global economic context, Techcombank CEO Jens Lottner said that Vietnam needs to maintain a positive spirit and dare to think big to achieve outstanding growth. “Vietnam can absolutely grow by 10% if it effectively takes advantage of its young population, digital platforms and restructures the economy towards high value-added sectors such as AI, e-commerce, and high-tech manufacturing,” he said.

According to him, Vietnam should learn from the successful export models of China, South Korea and Japan, instead of relying solely on domestic consumption. Along with that, the effective implementation of Resolutions 57, 59, 66 and 68 will create a legal corridor to promote the digital economy and attract the private sector.

According to Techcombank's General Director, the growth ecosystem with 3 poles: One Mount - Techcombank - Masterise will bring new growth drivers.

“We need to form a strong enough investment capital flow, with the current demand reaching 1,200 billion USD," he emphasized. Of which, technology, infrastructure and data transformation alone requires about 100 billion USD. However, capital is not enough, the market still needs more experience, legal frameworks and mobilization channels such as bonds, international funds and development organizations such as IFC.

Techcombank is building a growth ecosystem, collaborating with One Mount and Masterise to develop a “from issuance to distribution” model, focusing on long-term capital, green capital and supporting small businesses to access finance effectively.

Platforms like iConnect or FundMart along with new areas like crypto, encrypted assets and P2P lending are helping TCBS stay ahead of market trends, according to Mr. Nguyen Xuan Minh.

In his closing presentation at the conference, Mr. Nguyen Xuan Minh, Chairman of the Board of Directors of TCBS, said that technology is redefining investment and asset management. The fact that the wealthy class accounts for 20% of the population but owns 80% of assets in Vietnam is creating a need for smart allocation and the use of financial technology.

TCBS's development strategy currently focuses on three pillars: product development, multi-tasking human resource investment, and application of modern data technology. Platforms such as iConnect or FundMart, along with new areas such as crypto, encrypted assets, and P2P lending, are helping TCBS stay ahead of market trends.

Investing in human resources has brought profound changes to TCBS, according to Mr. Minh. Currently, 60% of TCBS's staff work in the technology field, 90% of processes have been automated, and on average, more than 1,000 technology projects are implemented each year. This will also be the foundation for the company to maintain its position as a financial innovation in Vietnam.

Source: https://dantri.com.vn/kinh-doanh/hoi-nghi-dau-tu-techcombank-2025-tam-nhin-cho-mot-viet-nam-moi-20250709202412058.htm