Stable and smooth credit policy activities

The first transaction session of the Vietnam Bank for Social Policies, Quang Ninh branch in Ha Long ward.

On July 9, the Quang Ninh branch of the Social Policy Bank organized the first transaction session at the headquarters of the Party Committee - People's Council - People's Committee of Ha Long ward since the two-level government came into operation. As soon as the new administrative unit came into operation, the organization and arrangement of the apparatus quickly stabilized to ensure that transactions were not interrupted. Credit officers focused on supporting the heads of savings and loan groups and the people. Professional activities, such as: Interest collection, debt repayment, meetings with savings and loan groups... were convenient, smooth and safe.

Ms. Le Thi Minh Hue, Head of the Savings and Loan Group in Zone 5, Ha Long Ward, said: The transaction point is located at the headquarters of the Party Committee - People's Council - People's Committee of Ha Long Ward. This is the central location of the ward, convenient for people to travel. Credit officers in the area are kept intact, enthusiastically guided, and work quickly, so it is very convenient for people.

Ms. Le Thi Mien, credit officer of the Social Policy Bank, Quang Ninh branch, said: After the two-level local government apparatus came into operation, the Bank organized its activities according to a model without the Representative Board of the Social Policy Bank at the district level. However, the Bank continued to receive attention, support, and facilitation in terms of facilities, operations, and human resources from the Party Committee - People's Council - People's Committee of Ha Long ward. In addition to the transaction point at the headquarters of the Party Committee - People's Council - People's Committee of Ha Long ward, the unit also arranged a transaction point at the cultural house of zone 2 to create favorable conditions for people.

Officers of Cam Pha Social Policy Bank conduct transactions in Hai Hoa commune.

To ensure that the policy credit capital source is not interrupted, the Bank for Social Policies, Quang Ninh branch, has directed units to carry out preparations to ensure that the fixed monthly transaction schedule is maintained when implementing the 2-level local government. All transactions of borrowing capital, repaying debts, paying interest, depositing savings, etc. will take place according to the fixed monthly schedule as before. At the same time, work with local Party committees and authorities to create favorable conditions to support the continued effective implementation of policy credit capital sources.

Along with transaction offices in old districts, towns and cities, the Bank for Social Policies continues to maintain 171 transaction points at the headquarters of the People's Committee, the Fatherland Front and socio -political organizations of communes, wards, cultural houses of villages and neighborhoods to serve people and policy beneficiaries to transact right at their place of residence in the most convenient and effective way.

Transaction offices also closely coordinate with local authorities and socio-political organizations to review the list of villages, residential groups, and neighborhoods at each transaction point, and notify specific schedules to savings and loan groups to propagate and guide people. At the same time, promptly grasp the actual situation to remove difficulties and obstacles arising at the grassroots level after the administrative unit arrangement.

The Bank for Social Policies, Quang Ninh branch, will develop a plan to organize training for relevant officials of the People's Committees of communes, wards, special zones and political organizations entrusted with social policy credit activities, ensuring that local staff have a firm grasp of operations, processes and expertise; coordinate with political and social organizations to implement the handover of trust in accordance with instructions and regulations, ensuring that loan information and customer records are fully forwarded without interruption; maintain a hotline to report and support people in receiving and promptly resolving any problems in the initial stages of administrative boundary arrangement. At the same time, coordinate with local authorities to create favorable conditions for people in confirming loan applications, authorization procedures, ensure that no problems arise with administrative procedures; continue to strengthen propaganda work to help people grasp policy credit programs. These solutions ensure stable policy credit activities that are always close to the people, close to the people, and serving the people.

Ms. Le Thi Thuan, Director of the Cam Pha Social Policy Bank Transaction Office, said: The unit continues to coordinate with communes and wards to strengthen propaganda on policy credit, step up supervision and inspection to ensure effective use of capital, and review households with loan needs to bring capital to people in a timely manner. The unit is determined to ensure that no policy beneficiaries in need are unable to access policy credit capital.

Up to now, the whole province has 76,000 people borrowing capital from policy credit programs with outstanding loans of nearly 5,900 billion VND. Policy credit activities continue to be maintained continuously, stably, and promptly, helping people access capital in the most convenient way to develop the economy , improve their lives, enrich themselves legitimately, contributing to socio-economic development and sustainable new rural construction.

Cao Quynh

Source: https://baoquangninh.vn/hoat-dong-tin-dung-chinh-sach-on-dinh-thong-suot-3367110.html