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Many health insurance policies change flexibly towards the interests of participants.

From July 1, many policies on health insurance have taken effect, people are very excited such as: people participating in health insurance for 5 consecutive years are entitled to 100% of medical examination and treatment costs in many cases, including out-of-line cases; Health insurance transfer is implemented more flexibly; Changing the agency paying for health insurance examination and treatment costs; 4 more cases are supported with health insurance contribution levels...

Báo Nghệ AnBáo Nghệ An14/06/2025

Mr. Tran Dinh Hai in Dong Bau 1 hamlet, Ma Thanh commune (Yen Thanh district) :

My family is not well-off, but for the past 5 years, all family members have registered to buy Family Health Insurance to prepare for illness or accidents. And unfortunately, a year ago, I had a coronary artery blockage and had to be treated for many days at a central hospital. The cost of treatment was up to 107 million VND, but thanks to paying for Health Insurance, I was supported by the State for all costs, which somewhat reduced the financial difficulties for my family, including the next examinations and treatments.

Mr. Tran Dinh Hai in Dong Bau 1 hamlet, Ma Thanh commune always has faith in the health insurance policy.
Mr. Tran Dinh Hai in Dong Bau 1 hamlet, Ma Thanh commune always has faith in the health insurance policy. Photo: Thai Duong

It is known that from July 1, people who have participated in Health Insurance for 5 consecutive years will enjoy many benefits such as 100% Health Insurance for medical examination and treatment costs in many cases, including out-of-network cases; No need to wait 180 days to enjoy high-tech service benefits; Changes in the amount of money used to calculate the contribution and benefit of Health Insurance, my family is very excited because we see the humane meaning of the Party and State for families participating in Health Insurance, especially families who are farmers and whose economy is not yet prosperous like my family.

Ms. Nguyen Thi Sam (retired cadre, hamlet 17, Nghi Phu, Vinh city) :

As a retired cadre, I see that in recent years, the benefits of Health Insurance for participants have been increasingly expanded in both scope and level of Health Insurance. The quality of medical examination and treatment under Health Insurance has also improved, people have access to many modern medical services, helping many people overcome illness and disease. In particular, from July 1, 2025, many benefits will be closer to health insurance participants, to ensure more benefits and encourage people to participate more.

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Ms. Nguyen Thi Sam (retired cadre of Hamlet 17, Nghi Phu, Vinh City). Photo: Thanh Hien

Notably, what the elderly like me are most concerned about is that from July 1, health insurance participants will be paid for costs including remote medical examination and treatment; support for remote medical examination and treatment; family medicine medical examination and treatment; medical examination and treatment at home... These are very suitable policies for the elderly, people living far from medical centers, people with chronic diseases, people who are bedridden and have difficulty moving... My second concern is that from July 1, health insurance participants can register for initial medical examination and treatment at any medical facility nationwide, without being limited by administrative boundaries. It can be said that this is an extremely flexible policy for patients. For example, if we suddenly fall ill while traveling , or suddenly fall ill while taking care of a grandchild... as long as we have a health insurance card, we can go for medical examination and treatment anywhere.

Ms. Hoang Thi Cuc (Quynh Phuong ward, Hoang Mai town):

People in the province in particular and the whole country in general were extremely excited to hear that the Law amending and supplementing a number of articles of the Law on Health Insurance (effective from July 1, 2025) added many important contents to help increase benefits for health insurance participants.

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Ms. Hoang Thi Cuc, Quynh Phuong Ward, Hoang Mai Town. Photo: Mai Giang

My family has had many cases of long-term hospital treatment, and what I care about most, agree with most, and I think many people are also excited about is that from July 1, patients will be transferred directly to higher levels, without the need for referral procedures as before if they have rare diseases, serious diseases or surgeries that require high technology - this is an important change that creates favorable conditions for patients. Another very humane policy of the Party and State is that people participating in Health Insurance are entitled to 100% of the initial medical examination and treatment costs nationwide, when receiving inpatient treatment at basic Health Insurance medical examination and treatment facilities and when examining and treating at any basic or specialized medical facility... I think the reasonable and flexible changes of Health Insurance will be a boost for freelancers like us to feel more secure when participating in Health Insurance.

Mr. Bui Trong Long - Secretary of the Party Committee of Ma Thanh commune (Yen Thanh district):

With the role of grassroots level, close to the people, in addition to directing socio-political organizations to continue promoting propaganda work, the commune also advocates the establishment of wards and associations to pay for voluntary social insurance and family health insurance. Assign hamlets to review people who have not participated, and encourage them to continue participating in family health insurance to have the opportunity to enjoy policies when going to see a doctor or get treatment. The organizations consider each person as a propagandist to get more people to participate.

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Bringing information about voluntary social insurance and health insurance to the people. Photo: Thai Duong

We are confident that in the coming time, the work of Family Health Insurance and Voluntary Social Insurance in Ma Thanh commune will achieve higher results, thereby spreading to many other localities in the district, in order to successfully implement the target of coverage rate of Social Insurance, Health Insurance, vision to 2030 set out by the Resolution of the Party Congress at all levels for the term 2020-2025, contributing to ensuring social security and fairness in health care for the people./.

Source: https://baonghean.vn/nhieu-chinh-sach-bao-hiem-y-te-thay-doi-linh-hoat-huong-den-quyen-loi-nguoi-tham-gia-10299595.html


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