According to statistics on online deposit interest rates at 4 state-owned commercial banks today, VietinBank is leading the Big4 group in terms of 24-36 month term bank interest rates.

Accordingly, the online savings interest rate for this term is listed by VietinBank at 5%/year. This is the highest savings interest rate in the Big4 group.

For the same term, online deposit interest rate at Vietcombank is 4.6%/year, while BIDV and Agribank are both listed at 4.9%/year.

However, Agribank is superior to the other 3 banks in terms of interest rates for deposits with terms under 24 months.

Currently, the online deposit interest rate for 1-2 month term announced by Agribank is 2.4%/year; 3-5 month term is 3%/year; 6-11 month term is 3.7%/year; 12-18 month term is 4.8%/year.

BIDV and VietinBank list the same deposit interest rates for deposit terms under 24 months.

Specifically, the online deposit interest rate for a term of 1-2 months is listed by these two banks at 2%/year; for a term of 3-5 months it is 2.3%/year; for a term of 6-11 months it is 3.3%/year and for a term of 12-18 months it is 4.7%/year.

Vietcombank is the bank that lists the lowest savings interest rate in the system, only 1.6%/year for online deposits with a term of 1-2 months; 2.3%/year for deposits with a term of 3-5 months; 2.9% for a term of 6-11 months and 4.6% for a term of 12-18 months.

ONLINE DEPOSITS INTEREST RATES OF BANKS ON AUGUST 28, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.5 5.8
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.95 4.05 5.65 5.75 5.95 5.95
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-28-8-2025-ngan-hang-big4-duy-nhat-co-lai-suat-5-nam-2436942.html