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Krong Pac District: Implementing preferential credit for people who have completed their prison sentences

Việt NamViệt Nam23/10/2023

11:14, 10/23/2023

The Social Policy Bank (CSXH) of Krong Pac district is conducting a survey on the loan needs of people who have completed their prison sentences to guide, support and implement a preferential credit package according to Decision No. 22/2023/QD-TTg, dated August 17, 2023 of the Prime Minister .

Persons who have completed their prison sentences and return to their local residence must ensure the following conditions: have a need to borrow capital from the Social Policy Bank for vocational training, production, business, and job creation; comply with the provisions of the law, do not participate in social evils; the time from the completion of the prison sentence to the time of borrowing capital must not exceed 5 years.

Social Policy Bank staff (left cover) learns and understands the loan needs of people who have completed their prison sentences in Ea Kly commune.
Social Policy Bank staff (left cover) visit households to learn about and understand the loan needs of people who have completed their prison sentences in Ea Kly commune.

In Krong Pac district, there are currently 137 people who have completed their prison sentences and are residing in the locality. To ensure that the funds are used for the right purposes and for the right people, the Krong Pac District Social Policy Bank is actively coordinating with the government and socio -political organizations to survey and understand the needs, aspirations, and actual conditions of individuals and families of people who have completed their prison sentences.

The Social Policy Bank will provide loans through the households of people who have completed their prison sentences, and at the same time, through political and social organizations. The maximum loan amount for people who have completed their prison sentences to carry out production, business, and create jobs is 100 million VND/person and no loan guarantee is required. The maximum loan term is 120 months with an interest rate equal to the lending interest rate for poor households prescribed for each period.

In addition, those who have completed their prison sentences can also borrow capital for vocational training with a maximum loan of VND 4 million/month/person. Production and business establishments that employ at least 10% of their total workforce who have completed their prison sentences can borrow up to VND 2 billion/project and no more than VND 100 million/employee at the establishment.

Dinh Nga


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