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Abbank completes the first 6-month plan of 2024

Báo Phụ nữ Việt NamBáo Phụ nữ Việt Nam02/08/2024


At the end of the second quarter of 2024, An Binh Commercial Joint Stock Bank (ABBANK) recorded VND 558 billion in pre-tax profit, reaching 56% of the yearly plan.

ABBANK announced positive business results in the first half of 2024, with VND 558 billion in pre-tax profit, reaching 56% of the annual plan. Total mobilization and outstanding loans reached VND 135,086 billion and VND 131,784 billion, respectively, completing 94% of the annual target. The bank set aside VND 640 billion in risk provisions, the bad debt coverage ratio increased by more than 10.36% over the same period, maintaining the bad debt ratio below 3%. The capital adequacy ratio (CAR) reached 12.1%, up 1.0% compared to the end of 2023. Digital banking also recorded positive growth, with the number of customers and transactions increasing by 4.77% and 98.18% respectively over the same period last year.

Abbank hoàn thành kế hoạch 6 tháng đầu năm 2024, chú trọng nâng cao trải nghiệm khách hàng trên nền tảng số- Ảnh 1.

At the end of the second quarter, ABBANK recorded completion of the first 6-month target of 2024.

In 2024, ABBANK will focus on digital transformation, cooperating with McKinsey to support customers in more depth, improving the experience on digital platforms. The bank has implemented many preferential loan packages for SMEs, such as the "Industry Understanding - Superior Solutions" package for the Pharmaceutical and Medical Equipment industry, the "X2 Benefits - Steady Steps to Success" package for the construction industry, and the "Connecting Needs - Expanding Solutions" package with a limit of up to VND 5,000 billion. The free program "Zero Fee Account - Transactions as Desired" and the Loyalty SME program have also been successfully implemented.

Abbank hoàn thành kế hoạch 6 tháng đầu năm 2024, chú trọng nâng cao trải nghiệm khách hàng trên nền tảng số- Ảnh 2.

ABBANK focuses on supporting customers based on understanding their needs and specific industries.

Positive business results in a difficult market context show ABBANK's positive transformation, especially in the growth of digital channels of individual customers. The bank continues to focus on transforming and improving customer experience, while supporting SMEs through preferential financial solutions.

Source: An Binh Commercial Joint Stock Bank



Source: https://phunuvietnam.vn/abbank-hoan-thanh-ke-hoach-6-thang-dau-nam-2024-chu-trong-nang-cao-trai-nghiem-khach-hang-tren-nen-tang-so-20240802181315839.htm

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