State Bank of Vietnam requires banks to stabilize deposit interest rates and reduce lending interest rates.

Accordingly, the State Bank requires credit institutions to implement solutions to stabilize and strive to reduce deposit interest rates, contributing to stabilizing the monetary market and creating room to reduce lending interest rates.

The State Bank requires stabilizing deposit interest rates and reducing lending interest rates.

At the same time, continue to implement more drastically and effectively the direction of the Government, Prime Minister and State Bank in reducing operating costs, enhancing the application of information technology, digital transformation, simplifying procedures and other measures to reduce lending interest rates, support people and businesses in accessing bank credit capital, and promote production and business development.

Every month, continue to publish average lending interest rates, average deposit and lending interest rate differentials, lending interest rates for credit programs, credit packages and other types of lending interest rates (if any) on the credit institution's website so that customers, people and businesses can conveniently access and look up information.

The State Bank also requires credit institutions to carry out the key tasks of the banking sector in 2025 to contribute to stabilizing the macro economy , controlling inflation, and achieving the growth target of 8% or more in 2025.

For the regional State Bank, it is necessary to direct local credit institutions to stabilize deposit interest rates, drastically implement measures to strive to reduce lending interest rates; continue to strictly implement the publication of information on lending interest rates, preferential interest rate credit programs (if any) to facilitate customers in accessing and looking up information.

At the same time, strengthen close monitoring of developments in deposit interest rates and lending interest rates in the area; direct inspection, examination and supervision of credit institutions and credit institution branches in the area in implementing the policies of the Government , Prime Minister and State Bank on stabilizing deposit interest rates and reducing lending interest rates.