Dong Nai disburses nearly 109 billion VND for social housing loans

Of which, personal home loans reached nearly 70 billion VND with 113 customers; the rest was loans to investors, reaching nearly 39 billion VND. Compared to localities in the Southeast region, the disbursement rate of Dong Nai province is considered quite good.

According to Mr. Nguyen Duc Lenh, in 2025, Dong Nai will start 13 social housing projects with a total of about 12,916 apartments; of which 3,161 are expected to be completed. "Having more social housing supply will be a favorable factor contributing to promoting social housing credit growth as well as accelerating the disbursement of the VND145,000 billion credit package in the area in the coming time" - Mr. Lenh said.

Currently, many preferential credit mechanisms are being implemented, such as: loan interest rate of 6.6%/year for investors and 6.1%/year for home buyers; people under 35 years old can borrow at an interest rate of 5.9%/year, investors 6.4%/year. These policies are expected to help people and civil servants have easier access to housing, especially in the context of administrative unit arrangement and institutional innovation.

Regarding credit in the whole area, as of the end of June 2025, the total outstanding credit balance in Dong Nai province after the merger is estimated at about VND 574,000 billion, an increase of 7.9% compared to the end of 2024 and an increase of 11.7% compared to the same period last year. Credit continues to focus on the production and business sector, accounting for over 85% of the total outstanding balance. This contributes to supporting the growth of the trade, service and agriculture - forestry sectors in the area.

Nhung Nguyen

Source: https://www.sggp.org.vn/dong-nai-giai-ngan-gan-109-ty-dong-cho-vay-nha-o-xa-hoi-post802589.html