Illustration photo.
On July 1, the Social Insurance Law 2024 will come into effect. One of the new policies that many workers are interested in in this law is the social pension regime. This is a type of social insurance guaranteed by the state budget for the elderly who meet the prescribed conditions.
To be eligible for social pension benefits, employees must meet the following conditions:
- Be a Vietnamese citizen, 75 years of age or older or 70 years of age to under 75 years of age, from a poor or near-poor household.
The Standing Committee of the National Assembly decided to gradually reduce the age of receiving social pension benefits based on the Government's proposal in accordance with socio -economic development conditions and the capacity of the state budget in each period.
- Not receiving monthly pension or social insurance benefits, except in other cases as prescribed by the Government ;
- Have a written request to receive social pension benefits.
The monthly social pension allowance level is determined by the Government in accordance with the socio-economic development conditions and the capacity of the state budget at each period. Every 3 years, the Government reviews and considers adjusting the social pension allowance level.
Depending on socio-economic conditions, budget balance capacity, and mobilization of social resources, the Provincial People's Committee shall submit to the People's Council at the same level a decision on additional support for social pension beneficiaries.
People receiving monthly social pension benefits have their health insurance paid for by the state budget. When they die, the organization or individual in charge of the funeral will receive funeral expense support according to the law on the elderly.
In particular, for employees who pay social insurance but are not eligible for pension and are not old enough to receive social retirement benefits, if they do not receive one-time social insurance, do not reserve it, and upon request, they will receive monthly benefits from their own contributions.
The duration and level of monthly benefits are determined based on the employee's social insurance contribution period and basis. The lowest monthly benefit level is equal to the monthly social pension benefit level.
The monthly subsidy level is adjusted based on the increase in the consumer price index in accordance with the capacity of the state budget and the social insurance fund according to Government regulations.
People who are receiving monthly benefits have their health insurance paid for by the state budget; When they die, their relatives will receive a one-time benefit for the months they have not received and a one-time funeral benefit if they meet the prescribed conditions.
In case the total amount calculated based on the payment period and the basis for social insurance payment of the employee is higher than the amount calculated for the monthly allowance equal to the social pension allowance at the time of settlement for the period from retirement age to social pension age, the employee will be calculated to receive a monthly allowance at the higher level.
In case the total amount calculated based on the payment period and the basis for social insurance payment is not enough for the employee to receive monthly benefits until reaching the age of receiving social pension benefits, if the employee wishes, he/she can make a one-time payment for the remaining amount to receive until reaching the age of receiving social pension benefits.
According to VTV
Source: https://baothanhhoa.vn/ai-khong-co-luong-huu-se-duoc-huong-tro-cap-tu-1-7-251446.htm
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