According to documents for the first 6-month review conference of 2024 of the Ministry of Construction , there are currently 8 completed social housing projects nationwide. From 2021 to present, the country has 503 projects implemented with a scale of 418,200 units.
Of which, 75 projects were completed with a scale of 39,884 apartments; construction started on 128 projects with a scale of 115,379 apartments and investment policies were approved for 300 projects with a scale of 262,937 apartments.
According to the investment project to build at least one million social houses, the target is to complete about 428,000 houses in the 2021-2025 period. This year alone, the Government aims to complete the construction of about 130,000 houses, and the Ministry of Construction projects that it will be difficult to complete the above target in 2024.
The Ministry of Construction assessed that the implementation of the 120,000 billion VND loan package is still very slow. This package has only disbursed 1%, or about 1,234 billion VND ( Agribank disbursed 531 billion VND, Vietinbank disbursed 306 billion VND, BIDV disbursed 134 billion VND, Vietcombank disbursed 2 billion VND and TPBank disbursed 170 billion VND).
Of this, 1,202 billion is for investors in 12 projects, meaning only about 32 billion has been disbursed to home buyers.
Currently, in addition to the four state-owned commercial banks (BIDV, Vietinbank, Agribank, Vietcombank), Tien Phong Bank (TPBank) and VPBank have registered to participate in the program with each bank contributing 5,000 billion VND.
Ministry of Construction: Only 1% of the 120,000 billion VND credit package has been disbursed.
In addition, only 32/63 provinces and cities nationwide have announced a list of projects in need of loans with 73 projects, concentrated in Hanoi, Ho Chi Minh City, Bac Ninh, Binh Dinh... The reason pointed out by the Ministry is that the interest rate of the preferential loan package is still high, while the loan period is short, so it has not attracted businesses and people to borrow capital.
In the last 6 months of the year, the Ministry of Construction said the key task is to urge localities to implement the project to invest in at least one million social housing units while finding solutions to overcome difficulties and increase housing supply for people with low and middle incomes to "rebalance supply and demand".
Previously, the Ministry had proposed that the State Bank study a new preferential loan package for social housing buyers with interest rates 3-5% lower than commercial loan rates, with loan terms of 10-15 years. This proposed interest rate is softer than the current preferential credit package (1.5-3% lower than commercial loan rates).
Source: https://www.nguoiduatin.vn/bo-xay-dung-moi-giai-ngan-1-goi-tin-dung-120000-ty-dong-204240711100932064.htm
Comment (0)