In the past two weeks, 14 banks have increased their interest rates from 0.1% to 1.3%, including MB, VIB, VPBank, Sacombank , ABBank, BVBank, BacABank, KLBank, Saigonbank, PVCombank, Vietbank, PGBank and GPBank.
Of which, ABBank is the unit with the strongest increase, with an adjustment from 0.6% to 1.3% for online deposits with terms of 3 months or more. Savings with a term of 12 months at this bank has an interest rate of 6.2%, the highest in the system.
At other banks, interest rates of 6% or more only appear if customers deposit money for long terms of 15-24 months, such as at SeABank , Oceanbank, NCB, BVBank.
The wave of increasing savings interest rates started to strengthen from the beginning of April this year. At that time, the highest interest rate in the system for a 12-month term was only around 5% per year, now it is 6.2% per year. The number of banks paying interest rates of 5% or more has also doubled, from 12 to 26 units.
According to data from the General Statistics Office, as of June 24, capital mobilization of credit institutions increased by only 1.5% compared to the end of 2023 - the lowest increase in many years. The move to adjust savings interest rates, according to experts, is to rebalance the profitability of other investment channels such as USD and gold in recent times...
Meanwhile, credit growth, after a sharp increase of 6% at the end of June, has turned to decrease slightly.
TB (according to VnExpress)Source: https://baohaiduong.vn/lai-suat-tiet-kiem-vuot-6-mot-nam-388821.html
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