"Keep" the policy credit flow smooth

Ben Cau Social Policy Bank Transaction Office focuses on implementing and carrying out post-merger tasks to meet people's needs.

Representative of Ben Cau Social Policy Bank Transaction Office discussed with leaders of Savings and Loan Groups

Before the administrative restructuring, Ben Cau district had 8 communes and 1 town. After the restructuring, there were 3 communes: Long Chu, Long Thuan and Ben Cau. Immediately after the merger and operation of the 2-level local government, Ben Cau Social Policy Bank transaction office proactively worked with the People's Committees of the communes to maintain 10 fixed transaction points on the previous trading days, ensuring convenience for customers and savings and loan groups (TK&VV).

Mr. Ho Vo Thai Binh - Chairman of Ben Cau Commune People's Committee, Tay Ninh Province, said: Currently, the total outstanding loan programs of the commune are more than 258 billion VND with 5,712 borrowing households. To help people access preferential loans, we create conditions to arrange locations for Ben Cau Social Policy Bank transaction offices to schedule fixed transactions at Tien Thuan Commune headquarters, Ben Cau town (old) and Thuan Tam Hamlet Cultural House, Ben Hamlet Cultural House.

At each transaction point, we arrange space for working and post public signs to promote policy credit. In addition, the Commune People's Committee also closely coordinates with the Commune Police to implement a protection plan at the transaction points of the Social Policy Bank to ensure the safety of people and property during transactions.

The Ben Cau Social Policy Bank transaction office proactively develops an operating plan suitable to the situation of each locality, ensuring that disbursement, debt collection, interest collection, etc. activities take place smoothly; coordinates with the Commune People's Committee to create favorable conditions for customers in confirming loan applications, authorization procedures to ensure that no problems arise with administrative procedures, etc.

According to Director of the Ben Cau Social Policy Bank Transaction Office Nguyen Vo Nhat Duy An, the Social Policy Bank has a special activity focusing on serving the poor and other policy beneficiaries, with a wide transaction network in communes across the province, creating favorable conditions for people to access preferential loans. Therefore, after the administrative restructuring, the Ben Cau Social Policy Bank Transaction Office continues to maintain 10 stable transaction points as before.

At the same time, the unit also maintains the operation of 250 savings and credit groups, without any disruption to the management of the groups after the merger. The bank also automatically updates the address information of the people according to the new commune area, the people do not need to re-declare or perform any additional procedures.

A transaction session of the Ben Cau Social Policy Bank Transaction Office

In early July 2025, the associations and unions did not have a seal to sign a new trust contract with the Ben Cau Social Policy Bank Transaction Office. However, with a sense of responsibility, the associations and unions receiving the trust have started working, fully assigned supervision at the commune transaction sessions, regularly exchanged information, and at the same time received the handover documents from the commune-level association, directed the groups to evaluate the subjects, and gradually completed the loan documents,...

Maintaining the transaction network as before the merger has helped poor households and other policy beneficiaries in the commune not have to travel far, creating stability and peace of mind in accessing loans. Up to now, the total outstanding loan programs of Ben Cau Social Policy Bank's transaction office is more than 508 billion VND, with more than 11,400 borrowers, the average outstanding loan per commune after the merger is 169 billion VND/commune.

“The stable and smooth policy credit activities mark an important turning point in promoting the effectiveness of policy credit capital. In the coming time, the Ben Cau Social Policy Bank Transaction Office will organize training for the Chairman of the People's Committee of the commune and the officers of the socio-political organizations entrusted with social credit activities, ensuring that the local staff have a firm grasp of the professional skills and policy credit procedures, while continuing to focus on policy credit capital sources for lending. Thereby, helping people access policy capital in the most convenient way” - Mr. Nguyen Vo Nhat Duy An affirmed./.

Vu Nguyet

Source: https://baotayninh.vn/giu-dong-von-tin-dung-chinh-sach-thong-suot-a192395.html