Interest rates down, market liquidity up
After the latest move to lower the operating interest rate by the State Bank at the end of May, lending interest rates at many commercial banks have begun to cool down. And up to this point, according to actual surveys, some banks have begun to adjust lending interest rates to reduce real estate product purchases.
Previously, in March, the State Bank had adjusted the operating interest rate down. In April, the operating interest rate continued to decrease. On May 25, the State Bank adjusted the operating interest rate for the third time. For example, Vietcombank applied a preferential interest rate of 9.7% for the first year of real estate loans. Up to now, the first year interest rate has decreased to 9.4%/year. Similarly, the interest rate for home loans at Techcombank has decreased to about 8.5%/year in the first year. Many other commercial banks have also recorded a decrease in interest rates for home loans.
Banks reduce deposit interest rates to stimulate real estate demand and support economic growth
The impact of the cooling interest rate on the market is clearly evident when the liquidity index of some real estate projects is recovering. Real estate businesses have also gradually launched sales campaigns and run bustling media campaigns in recent months.
Compared to the beginning of 2023, this liquidity figure has improved significantly when the interest rate market decreased, real estate was developed by reputable investors with flexible payment schedules and support incentives. With many positive signals, home buyers' psychology has also become more confident in disbursing.
Real estate projects still receive attention from investors.
In the context of a thriving market, quality products ready for handover are also of special interest. A typical example is the ZENITY project, which possesses all the golden values such as a prime location in District 1 (HCMC), complete legal documents, green landscape space and sophisticated, luxurious interior design, especially ready to move in.
Confidence in the recovery of the real estate market
ZENITY owns a resort-style utility system that helps elevate life, meeting the diverse needs of individuals, friends and families. In harmony with the cool green space, the project brings a fresh and gentle living environment, along with relaxing moments with classy internal utilities such as the cool Zen garden, Lagoon swimming pool, poolside bar, oasis-shaped jacuzzi...
Enjoy the cool green ZEN space right in the heart of the city
Together to realize the dream of owning a standard resort real estate, ZENITY is ready to welcome future owners with a special incentive policy - pay 30% to immediately receive an apartment in District 1 with a flexible payment schedule of 1% per month within 3 years, interest support. In particular, customers will receive 6 years of management fees and 4 years of rental support when purchasing an apartment with complete legal documents and easy to rent immediately.
For more information, please visit zenity.com.vn or contact 1800599986.
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