Vietcombank deposit interest rates in July 2025: High interest rates for long terms, individual customers benefit

Vietcombank deposit interest rates in July 2025 range from 0.2% - 4.7%/year for individuals, 0.2% - 4.2%/year for businesses, depending on the deposit term.

Savings interest rates applied to new individual customers in July 2025

In July 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam ( Vietcombank ) continues to apply interest rates for individual customers ranging from 0.2% to 4.7%/year, applied in the form of receiving interest at the end of the term.

Specifically, deposits with terms of 7 to less than 14 days enjoy an interest rate of 0.2%/year. For terms of 1-2 months, the interest rate is 1.6%/year; for 3 months, it is 1.9%/year. Deposits with terms of 6 and 9 months are currently listed at 2.9%/year.

Latest Vietcombank interest rates July 2025: 24-month deposit has the highest interest rate

With a 12-month term, Vietcombank applies an interest rate of 4.6%/year, while deposits from 24 to 60 months have the highest interest rate of 4.7%/year.

Vietcombank deposit interest rate table for individual customers

Term	Interest rate
No term	0.10%
7 days	0.20%
14 days	0.20%
1 month	1.60%
2 months	1.60%
3 months	1.90%
6 months	2.90%
9 months	2.90%
12 months	4.60%
24 months	4.70%
36 months	4.70%
48 months	4.70%
60 months	4.70%

Source: Vietcombank

Vietcombank's interest rates for businesses in July 2025

In July 2025, Vietcombank announced the interest rate schedule applicable to corporate customers, with rates ranging from 0.2% to 4.2%/year, depending on the deposit term and type of deposit.

Specifically, deposits with a term of 1-2 months are subject to an interest rate of 1.5%/year. For a term of 3 months, the interest rate is 1.8%/year. Deposits with a term of 6 and 9 months are subject to an interest rate of 2.8%/year.

For 12-month deposits, Vietcombank is listing an interest rate of 4.1% per year. Meanwhile, long-term terms from 24 to 60 months are being applied the highest rate of 4.2% per year.

In addition, for non-term deposits of institutional customers, the bank is currently paying an interest rate of 0.2%/year.

Vietcombank deposit interest rates for corporate customers

Term	Interest rate
No term	0.2%
1 month	1.5%
2 months	1.5%
3 months	1.8%
6 months	2.8%
9 months	2.8%
12 months	4.1%
24 months	4.2%
36 months	4.2%
48 months	4.2%
60 months	4.2%

Source: Vietcombank

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Source: https://baonghean.vn/lai-suat-tien-gui-ngan-hang-vietcombank-thang-7-2025-lai-suat-cao-cho-ky-han-dai-khach-hang-ca-nhan-huong-loi-10302709.html